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Affirm Financing

How Affirm Works

1

Choose Affirm at checkout

Select Affirm as your payment method when checking out.

2

Get a decision instantly

Enter a few pieces of information for a real-time decision.

3

Pay over time

Choose the payment schedule that works for your budget.

Why Choose Affirm?

No Hidden Fees

Affirm never charges late fees or hidden fees of any kind.

Flexible Payment Options

Choose from 3, 6, or 12-month payment plans based on your purchase.

Transparent Terms

See exactly what you'll pay upfront with no surprises later.

Quick & Easy

Simple application process with instant decisions.

Frequently Asked Questions

What is Affirm?

Affirm is a financing alternative to credit cards and other credit payment products. Affirm offers real-time financing for online purchases.

How does Affirm affect my credit score?

When you first create an account, Affirm performs a soft credit check that won't affect your credit score. If you decide to buy with Affirm, this may affect your credit score.

Do I need to be approved for Affirm?

Yes, you'll need to be approved for Affirm financing. Approval is based on a variety of factors, including your credit score and history.

What do I need to apply for Affirm?

You'll need to provide your name, email, mobile phone number, date of birth, and the last four digits of your social security number.

Ready to Shop with Affirm?

Browse our selection of appliances and select Affirm at checkout to pay over time.

Shop Appliances Now

*Subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC.